function formatCurrency(num) {
num = num.toString().replace(/\$|\,/g,'');
if(isNaN(num))
num = "0";
sign = (num == (num = Math.abs(num)));
num = Math.floor(num*100+0.50000000001);
cents = num%100;
num = Math.floor(num/100).toString();
if(cents<10)
cents = "0" + cents;
for (var i = 0; i < Math.floor((num.length-(1+i))/3); i++)
num = num.substring(0,num.length-(4*i+3))+','+
num.substring(num.length-(4*i+3));
//return (((sign)?'':'-') + '$' + num + '.' + cents);
return (((sign)?'':'-') + num + '.' + cents);
}  


function calculateCompanyInfo()
{
	var temp;
	
	
	// get rid of commas *******************************************************************
	var str1 = document.Form1.AverageAccountsReceivableOutstanding.value;
	var newStr1 = str1.replace(/\,/g, "");
	document.Form1.AverageAccountsReceivableOutstanding.value = newStr1;
	//alert(parseFloat(document.Form1.AverageAccountsReceivableOutstanding.value)); return;
	
	var str2 = document.Form1.ProjectedAnnualSales.value;
	var newStr2 = str2.replace(/\,/g, "");
	document.Form1.ProjectedAnnualSales.value = newStr2;
	//alert(parseFloat(document.Form1.ProjectedAnnualSales.value)); return;
	
	var str3 = document.Form1.AverageNumberOfBuyersCarryingExposure.value;
	var newStr3 = str3.replace(/\,/g, "");
	document.Form1.AverageNumberOfBuyersCarryingExposure.value = newStr3;
	
	var str4 = document.Form1.GrossProfitMargin.value;
	var newStr4 = str4.replace(/\,/g, "");
	document.Form1.GrossProfitMargin.value = newStr4;
	
	var str5 = document.Form1.CurrentAdvanceRate.value;
	var newStr5 = str5.replace(/\,/g, "");
	document.Form1.CurrentAdvanceRate.value = newStr5;
	
	var str6 = document.Form1.ExcludedReceivables.value;
	var newStr6 = str6.replace(/\,/g, "");
	document.Form1.ExcludedReceivables.value = newStr6;
	// ***************************************************************************************
	
	
	// error checking ***********************************************************************
	if(document.Form1.AverageAccountsReceivableOutstanding.value == "") {
		alert("'Average Accounts Receivable Outstanding' is empty.  Please enter a numeric value.");
		return;
	}
	if(document.Form1.AverageNumberOfBuyersCarryingExposure.value == "") {
		alert("'Average Number Of Buyers Carrying Exposure' is empty.  Please enter a numeric value.");
		return;
	}
	if(document.Form1.ProjectedAnnualSales.value == "") {
		alert("'Projected Annual Sales' is empty.  Please enter a numeric value.");
		return;
	}
	if(document.Form1.GrossProfitMargin.value == "") {
		alert("'Gross Profit Margin' is empty.  Please enter a numeric value.");
		return;
	}
	if(document.Form1.CurrentAdvanceRate.value == "") {
		alert("'Current Advance Rate' is empty.  Please enter a numeric value.");
		return;
	}
	if(document.Form1.ExcludedReceivables.value == "") {
		alert("'Excluded Receivables' is empty.  Please enter a numeric value.");
		return;
	}
	// ***************************************************************************************
	
	
	
	temp = parseFloat(document.Form1.ProjectedAnnualSales.value) / parseFloat(document.Form1.AverageAccountsReceivableOutstanding.value);
	if(isNaN(temp)) { alert("Please enter numeric values only."); return; }
	else { document.Form1.NumberOfTimesYouTurnAccountsPerYear.value = formatCurrency(temp); }

	
	var str7 = document.Form1.NumberOfTimesYouTurnAccountsPerYear.value;
	var newStr7 = str7.replace(/\,/g, "");
	document.Form1.NumberOfTimesYouTurnAccountsPerYear.value = newStr7;
	temp = 365 / parseFloat(document.Form1.NumberOfTimesYouTurnAccountsPerYear.value);
	if(isNaN(temp)) { alert("Please enter numeric values only."); return; }
	else { document.Form1.AverageDaysSalesOutstanding.value = formatCurrency(temp); }
	
	
	temp = parseFloat(document.Form1.AverageAccountsReceivableOutstanding.value) / parseFloat(document.Form1.AverageNumberOfBuyersCarryingExposure.value);
	if(isNaN(temp)) { alert("Please enter numeric values only."); return; }
	else { document.Form1.AverageBuyerExposure.value = formatCurrency(temp); }
	
	
	document.Form1.AverageAccountsReceivableOutstanding.value = str1;
	document.Form1.ProjectedAnnualSales.value = str2;
	document.Form1.AverageNumberOfBuyersCarryingExposure.value = str3;
	document.Form1.GrossProfitMargin.value = str4;
	document.Form1.CurrentAdvanceRate.value = str5;
	document.Form1.ExcludedReceivables.value = str6;
	document.Form1.NumberOfTimesYouTurnAccountsPerYear.value = str7;
}


function calculateSalesExpansionInfo()
{
	var temp;
	
	// error checking ************************************************************************
	if(document.Form1.AverageAccountsReceivableOutstanding.value == "") {
		return;
	}
	if(document.Form1.AverageNumberOfBuyersCarryingExposure.value == "") {
		return;
	}
	if(document.Form1.ProjectedAnnualSales.value == "") {
		return;
	}
	if(document.Form1.GrossProfitMargin.value == "") {
		return;
	}
	if(document.Form1.CurrentAdvanceRate.value == "") {
		return;
	}
	if(document.Form1.ExcludedReceivables.value == "") {
		return;
	}
	// ****************************************************************************************
	
	
	
	var str1 = document.Form1.ProjectedAnnualSales.value;
	var newStr1 = str1.replace(/\,/g, "");
	document.Form1.ProjectedAnnualSales.value = newStr1;
	
	temp = parseFloat(document.Form1.ProjectedAnnualSales.value) * 0.0025;
	if(isNaN(temp)) { alert("Please enter numeric values only."); return; }
	else { document.Form1.EstimatedCostOfCreditInsuranceProgram.value = formatCurrency(temp); }
	document.Form1.ProjectedAnnualSales.value = str1;
	
	
	var str2 = document.Form1.GrossProfitMargin.value;
	var newStr2 = str2.replace(/\,/g, "");
	document.Form1.GrossProfitMargin.value = newStr2;
	if(isNaN(parseFloat(document.Form1.GrossProfitMargin.value))) { 
		alert("Please enter numeric values only."); 
		return; 
	}
	else {
		document.Form1.DividedByTheCompanysGrossMargin.value = formatCurrency(parseFloat(document.Form1.GrossProfitMargin.value));
	}
	document.Form1.GrossProfitMargin.value = str2;
	
	
	// strip out commas ***************************************
	var str3 = document.Form1.EstimatedCostOfCreditInsuranceProgram.value;
	var newStr3 = str3.replace(/\,/g, "");
	document.Form1.EstimatedCostOfCreditInsuranceProgram.value = newStr3;
	
	var str4 = document.Form1.DividedByTheCompanysGrossMargin.value;
	var newStr4 = str4.replace(/\,/g, "");
	document.Form1.DividedByTheCompanysGrossMargin.value = newStr4;
	// **********************************************************
	temp = parseFloat(document.Form1.EstimatedCostOfCreditInsuranceProgram.value) / (parseFloat(document.Form1.DividedByTheCompanysGrossMargin.value) / 100);
	if(isNaN(temp)) { alert("Please enter numeric values only."); return; }
	else {
		document.Form1.IncrementalAnnualRevenueToRecaptureCostOfCreditInsurance.value = formatCurrency(temp);
	}
	document.Form1.EstimatedCostOfCreditInsuranceProgram.value = str3;
	document.Form1.DividedByTheCompanysGrossMargin.value = str4;
	
	
	
	var str5 = document.Form1.NumberOfTimesYouTurnAccountsPerYear.value;
	var newStr5 = str5.replace(/\,/g, "");
	document.Form1.NumberOfTimesYouTurnAccountsPerYear.value = newStr5;
	if(isNaN(parseFloat(document.Form1.NumberOfTimesYouTurnAccountsPerYear.value))) {
		alert("Please enter numeric values only."); 
		return;
	}
	else {
		document.Form1.DividedByHowManyTimesCompanyTurnsAccounts.value = formatCurrency(document.Form1.NumberOfTimesYouTurnAccountsPerYear.value);
	}
	document.Form1.NumberOfTimesYouTurnAccountsPerYear.value = str5;
	
	
	// strip out commas *******************************************************
	var str6 = document.Form1.IncrementalAnnualRevenueToRecaptureCostOfCreditInsurance.value;
	var newStr6 = str6.replace(/\,/g, "");
	document.Form1.IncrementalAnnualRevenueToRecaptureCostOfCreditInsurance.value = newStr6;
	
	var str7 = document.Form1.DividedByHowManyTimesCompanyTurnsAccounts.value;
	var newStr7 = str7.replace(/\,/g, "");
	document.Form1.DividedByHowManyTimesCompanyTurnsAccounts.value = newStr7;
	// ************************************************************************
	temp = parseFloat(document.Form1.IncrementalAnnualRevenueToRecaptureCostOfCreditInsurance.value) / parseFloat(document.Form1.DividedByHowManyTimesCompanyTurnsAccounts.value);
	if(isNaN(temp)) { alert("Please enter numeric values only."); return; }
	else {
		document.Form1.IncrementalSalesPerTurnToRecaptureCostOfCreditInsurance.value = formatCurrency(temp);
	}
	document.Form1.IncrementalAnnualRevenueToRecaptureCostOfCreditInsurance.value = str6;
	document.Form1.DividedByHowManyTimesCompanyTurnsAccounts.value = str7;
}


function calculateBorrowingEnhancementInfo()
{
	var temp;
	
	
	// error checking *********************************************************************
	if(document.Form1.AverageAccountsReceivableOutstanding.value == "") {
		return;
	}
	if(document.Form1.AverageNumberOfBuyersCarryingExposure.value == "") {
		return;
	}
	if(document.Form1.ProjectedAnnualSales.value == "") {
		return;
	}
	if(document.Form1.GrossProfitMargin.value == "") {
		return;
	}
	if(document.Form1.CurrentAdvanceRate.value == "") {
		return;
	}
	if(document.Form1.ExcludedReceivables.value == "") {
		return;
	}
	// **************************************************************************************
	
	// get rid of commas *******************************************************************
	var str1 = document.Form1.AverageAccountsReceivableOutstanding.value;
	var newStr1 = str1.replace(/\,/g, "");
	document.Form1.AverageAccountsReceivableOutstanding.value = newStr1;
	// *************************************************************************************
	if(isNaN(parseFloat(document.Form1.AverageAccountsReceivableOutstanding.value))) { return; }
	
	
	var str2 = document.Form1.ExcludedReceivables.value;
	var newStr2 = str2.replace(/\,/g, "");
	document.Form1.ExcludedReceivables.value = newStr2;
	var str3 = document.Form1.CurrentAdvanceRate.value;
	var newStr3 = str3.replace(/\,/g, "");
	document.Form1.CurrentAdvanceRate.value = newStr3;
	temp = (parseFloat(document.Form1.AverageAccountsReceivableOutstanding.value) - parseFloat(document.Form1.ExcludedReceivables.value)) * (parseFloat(document.Form1.CurrentAdvanceRate.value) / 100);
	if(isNaN(temp)) { alert("Please enter numeric values only."); return; }
	else {
		document.Form1.AdvanceAllowableForAccountsReceiableUnderCurrentFormula.value = formatCurrency(temp);
	}
	
	
	
	
	temp = 0.9 * (parseFloat(document.Form1.AverageAccountsReceivableOutstanding.value) - (parseFloat(document.Form1.ExcludedReceivables.value) * 0.5));
	if(isNaN(temp)) { alert("Please enter numeric values only."); return; }
	else {
		document.Form1.PotentialAllowableForAccountsRecievableUnderNewAdvanceRate.value = formatCurrency(temp);
	}
	
	
	var str4 = document.Form1.PotentialAllowableForAccountsRecievableUnderNewAdvanceRate.value;
	var newStr4 = str4.replace(/\,/g, "");
	document.Form1.PotentialAllowableForAccountsRecievableUnderNewAdvanceRate.value = newStr4;
	var str10 = document.Form1.AdvanceAllowableForAccountsReceiableUnderCurrentFormula.value;
	var newStr10 = str10.replace(/\,/g, "");
	document.Form1.AdvanceAllowableForAccountsReceiableUnderCurrentFormula.value = newStr10;
	temp = parseFloat(document.Form1.PotentialAllowableForAccountsRecievableUnderNewAdvanceRate.value) - parseFloat(document.Form1.AdvanceAllowableForAccountsReceiableUnderCurrentFormula.value);
	if(isNaN(temp)) { alert("Please enter numeric values only."); return; }
	else {
		document.Form1.PotentialAdditionalCapitalAvailableWithCreditInsuranceProgram.value = formatCurrency(temp);
	}
	
	
	
	var str5 = document.Form1.PotentialAdditionalCapitalAvailableWithCreditInsuranceProgram.value;
	var newStr5 = str5.replace(/\,/g, "");
	document.Form1.PotentialAdditionalCapitalAvailableWithCreditInsuranceProgram.value = newStr5;
	var str6 = document.Form1.GrossProfitMargin.value;
	var newStr6 = str6.replace(/\,/g, "");
	document.Form1.GrossProfitMargin.value = newStr6;
	temp = parseFloat(document.Form1.PotentialAdditionalCapitalAvailableWithCreditInsuranceProgram.value) * (parseFloat(document.Form1.GrossProfitMargin.value) / 100);
	if(isNaN(temp)) { alert("Please enter numeric values only."); return; }
	else {
		document.Form1.AdditionalCapitalBackIntoBusinessAdditionalMargin.value = formatCurrency(temp);
	}
	
	
	var str7 = document.Form1.AdditionalCapitalBackIntoBusinessAdditionalMargin.value;
	var newStr7 = str7.replace(/\,/g, "");
	document.Form1.AdditionalCapitalBackIntoBusinessAdditionalMargin.value = newStr7;
	var str8 = document.Form1.NumberOfTimesYouTurnAccountsPerYear.value;
	var newStr8 = str8.replace(/\,/g, "");
	document.Form1.NumberOfTimesYouTurnAccountsPerYear.value = newStr8;
	temp = parseFloat(document.Form1.AdditionalCapitalBackIntoBusinessAdditionalMargin.value) * parseFloat(document.Form1.NumberOfTimesYouTurnAccountsPerYear.value);
	if(isNaN(temp)) { alert("Please enter numeric values only."); return; }
	else {
		document.Form1.AnnualBasisAdditionalMarginOpportunity.value = formatCurrency(temp);
	}
	
	var str9 = document.Form1.AnnualBasisAdditionalMarginOpportunity.value;
	var newStr9 = str9.replace(/\,/g, "");
	document.Form1.AnnualBasisAdditionalMarginOpportunity.value = newStr9;
	var str11 = document.Form1.EstimatedCostOfCreditInsuranceProgram.value;
	var newStr11 = str11.replace(/\,/g, "");
	document.Form1.EstimatedCostOfCreditInsuranceProgram.value = newStr11;
	temp = parseFloat(document.Form1.AnnualBasisAdditionalMarginOpportunity.value) / (parseFloat(document.Form1.EstimatedCostOfCreditInsuranceProgram.value) / 100); 
	if(isNaN(temp)) { alert("Please enter numeric values only."); return; }
	else {
		document.Form1.ReturnOnPremiumDollarsInvested.value = formatCurrency(temp);
	}
	
	
	document.Form1.AverageAccountsReceivableOutstanding.value = str1;
	document.Form1.ExcludedReceivables.value = str2;
	document.Form1.CurrentAdvanceRate.value = str3;
	document.Form1.PotentialAllowableForAccountsRecievableUnderNewAdvanceRate.value = str4;
	document.Form1.PotentialAdditionalCapitalAvailableWithCreditInsuranceProgram.value = str5;
	document.Form1.GrossProfitMargin.value = str6;
	document.Form1.AdditionalCapitalBackIntoBusinessAdditionalMargin.value = str7;
	document.Form1.NumberOfTimesYouTurnAccountsPerYear.value = str8;
	document.Form1.AnnualBasisAdditionalMarginOpportunity.value = str9;
	document.Form1.AdvanceAllowableForAccountsReceiableUnderCurrentFormula.value = str10;
	document.Form1.EstimatedCostOfCreditInsuranceProgram.value = str11;
}


function calculateLossProtectionInfo()
{
	var temp;
	
	// error checking ********************************************************************
	if(document.Form1.AverageAccountsReceivableOutstanding.value == "") {
		return;
	}
	if(document.Form1.AverageNumberOfBuyersCarryingExposure.value == "") {
		return;
	}
	if(document.Form1.ProjectedAnnualSales.value == "") {
		return;
	}
	if(document.Form1.GrossProfitMargin.value == "") {
		return;
	}
	if(document.Form1.CurrentAdvanceRate.value == "") {
		return;
	}
	if(document.Form1.ExcludedReceivables.value == "") {
		return;
	}
	// ****************************************************************************************
	
	var str1 = document.Form1.AverageBuyerExposure.value;
	var newStr1 = str1.replace(/\,/g, "");
	document.Form1.AverageBuyerExposure.value = newStr1;
	if(isNaN(parseFloat(document.Form1.AverageBuyerExposure.value))) {
		alert("Please enter numeric values only."); 
		return;;
	}
	else {
	document.Form1.CompanysAverageAccountsReceivableExposure.value = formatCurrency(parseFloat(document.Form1.AverageBuyerExposure.value));
	}
	
	
	var str2 = document.Form1.CompanysAverageAccountsReceivableExposure.value;
	var newStr2 = str2.replace(/\,/g, "");
	document.Form1.CompanysAverageAccountsReceivableExposure.value = newStr2;
	temp = parseFloat(document.Form1.CompanysAverageAccountsReceivableExposure.value) * 2;
	if(isNaN(temp)) { alert("Please enter numeric values only."); return; }
	else {
		document.Form1.LossesOnTwoAverageExposuresInGivenYear.value = formatCurrency(temp);
	}
	document.Form1.CompanysAverageAccountsReceivableExposure.value = str2;
	
	
	var str3 = document.Form1.LossesOnTwoAverageExposuresInGivenYear.value;
	var newStr3 = str3.replace(/\,/g, "");
	document.Form1.LossesOnTwoAverageExposuresInGivenYear.value = newStr3;
	var str4 = document.Form1.GrossProfitMargin.value;
	var newStr4 = str4.replace(/\,/g, "");
	document.Form1.GrossProfitMargin.value = newStr4;
	temp = parseFloat(document.Form1.LossesOnTwoAverageExposuresInGivenYear.value) / (parseFloat(document.Form1.GrossProfitMargin.value) / 100);
	if(isNaN(temp)) { alert("Please enter numeric values only."); return; }
	else {
		document.Form1.AdditionalSalesRequiredToRecaptureTheLosses.value = formatCurrency(temp);
	}
	
	document.Form1.AverageBuyerExposure.value = str1;
	document.Form1.LossesOnTwoAverageExposuresInGivenYear.value = str3;
	document.Form1.GrossProfitMargin.value = str4;
}